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Oregon homeowners insurance
For many years, the lush green forests of Oregon welcomed settlers to the Pacific Northwest. Today, they make a beautiful home for millions of Oregonians. And with majestic landscapes like this, it's no wonder the pioneers once set their sights on the Beaver State. Whether you've planted your roots in the vibrant cultural hub of Portland or further down I-5 in Eugene, you'll want to keep your home safe for the long run.
Protect it with flexible, reliable homeowners insurance from Nationwide, and save while you're doing it with our homeowners insurance discounts. Get a quote and start protecting your home today.
Oregon homeowners coverages and discounts
Bundle your insurance policies and save money
Need some extra funds to get that camper you've been wanting? Or maybe a bulk order of Portland's famous doughnuts? You're in luck! You can save up to 20 percent when you bundle your home and auto insurance with Nationwide. You can also bundle other coverages such as boat and auto, multicar, and auto, home and life insurance. Get all the coverage you need in one place and save more of your money for enjoying everything Oregon has to offer.
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What factors go into determining a homeowners insurance rate?
While the average cost of homeowners insurance varies based on a number of components, these are common factors that insurance companies use to assess risk and determine your rate:
Location
Location includes the state, ZIP code, and claims history of the area.
Construction
The materials that were used to build the house. If a custom home is being built additional coverage may be required to cover the construction site.
Age of the house
How new or old the house is, and the upgrades that were made to an older home.
Replacement cost
The replacement cost is the cost of fully rebuilding the same house. This is typically assessed by an appraiser.
Swimming pool
Owning a swimming pool may increase your liability coverage to cover possible injuries.
Home-based business
If you a run a business out of your home your premium may increase to cover the inventory, equipment, and supplies.
Coverage
The type of coverage you choose and how much personal property and liability protection you want your home insurance policy to cover.
Find Nationwide Insurance near you in Oregon
Select your city below to find an agent near you.
Save up to 20% when you bundle home and car insurance with Nationwide.
Get a free Oregon homeowners insurance review
A Nationwide On Your Side® Review is a free, annual consultation and insurance assessment that can help you:
- Increase or decrease your deductible(s)
- Determine the home insurance coverage options that are right for your budget and situation. For instance, did you recently build a garage or gazebo you need covered? Have you installed a protective device that could qualify you for a discount? The On Your Side® Review is a great time to make these types of updates to your policy.
- Review our responsive home insurance claim policy
Call Nationwide at
1-877-On-Your-Side and get your Oregon homeowners insurance quote today.
Nationwide coverage in Oregon
*Nationwide Insurance does not offer wildfire mitigation discounts or actions for the state of Oregon.
[1] Water Backup is an optional feature. Exclusions and limits apply. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.