Personal watercraft insurance

Protect your Jet Ski®, WaveRunner® or Sea-Doo® with a personal watercraft insurance policy. We offer liability, collision and comprehensive coverage and more. Start your personal watercraft insurance quote and get covered today.

Did you know?

You must report your recreational boating accident to the U.S. Coast Guard if:

  • Someone dies or disappears from your watercraft
  • Someone is injured and requires medical treatment beyond first aid
  • Damage to your watercraft or other property exceeds $2,000
  • Your watercraft is lost1

Personal watercraft coverages and discounts

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Learn more about the protection provided by a Nationwide personal watercraft / Jet Ski insurance policy.

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Keep your personal watercraft insurance affordable.

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Get access to our best-in-class personal watercraft insurance claims service.

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Did you know we're also a bank?

Get affordable financing for your next personal watercraft, boat, motorcycle or RV.

Take a look at our recreational loans »

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Looking to insure your boat? Learn more about boat insurance.

[1] http://www.uscgboating.org/recreational-boaters/accident-reporting.php

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.