Slips, trips and falls

Protect your business against slip and fall accidents

slip and fall accidents

A slip and fall accident may be amusing in slapstick comedy, but in reality it's no joke. Slips and falls account for a significant number of injuries to customers and employees every year. 

The causes of slip and fall accidents are varied, ranging from wet or greasy floors, clutter and debris, to uneven surfaces, improper cleaning, lack of hazard identification and – in a small number of cases – fraud. And yet, slips and falls are the most preventable accidents to occur in the workplace. 

Coverage for slip and fall accidents

The financial impact of a slip and fall accident can range from minor inconvenience to massive liability, depending on the circumstances. Employers also suffer a loss of productivity when employees are injured and off the clock.  

Make sure you have adequate business liability insurance coverage for slip and fall accidents to cover customer and non-employee claims, as well as workers compensation coverage to protect employees. In addition, a business umbrella policy adds an extra measure of protection if the liability exposure exceeds the limits of the base policy. 

Slip and fall accident prevention

Effective slip and fall accident prevention methods go beyond just clearing away clutter or placing a "Wet Floor" sign at a slippery entrance. Establish a program that addresses prevention, as well as employee response if someone does get injured. 

To reduce the incidence of slip and fall accidents at your business, as well as protect yourself in the event of a claim:

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