Having a new teenage driver in the house often brings excitement (and maybe a little trepidation). You can be confident that our coverage, programs and resources were created to help you feel empowered, confident and protected as you and your teen navigate this new independence.
Enroll in Focused Driving Rewards in the Nationwide® mobile app to start earning rewards for keeping your eyes on the road, not your phone.1
SmartRide is a safe-driving rewards program that measures driving behavior and can potentially provide a discount on your insurance policy.
Review our video to learn more about our teen driving safety resources.
We’re here to help protect you during life’s big moments, like having a new teen driver in your household. The coverage outlined below will help keep you covered even as your life and insurance needs change.
Auto insurance
As your teen is on the go, be sure you have the coverage that’s right for you. It’s a safety net to cover vehicle damage as well as medical expenses, legal fees and more.
Homeowners insurance
We offer protection against theft, fire and other covered losses, plus the cost to rebuild if there’s a disaster.
Roadside Assistance Plus
For peace of mind, you and your teen will have help during breakdowns or emergencies, plus extended car towing and trip interruption coverage.
Identity theft
Data security can be a worry. For about $4 a month, we can help secure your personal data, offer access to a team of resolution specialists and cover out-of-pocket expenses.2
Usage-based insurance
Save on your auto insurance and encourage your teen to drive safely. Get a personalized auto insurance premium based on your and your teens' driving trends.
Umbrella insurance
You’ve worked hard for your financial assets, and umbrella insurance adds extra protection beyond the limits of standard home and auto policies.
Additional coverage and programs help customize coverage so it’s just right for you and your household.
Good student driving discount
We offer a student auto insurance discount for drivers 16 to 24. Drivers must be full-time high school or college students and maintain a minimum B average to qualify.3
Accident Forgiveness
An accident can happen to anyone, anywhere. This coverage option can potentially help you avoid the impact of a rate increase as the result of an accident.
Smart Home
No matter where you are, you can monitor for water leaks and fire hazards from your phone. You could save on your insurance, and devices are easy to install.
Valuables Plus®
Provides additional coverage for high-value items like jewelry, art and sports equipment.
Water Backup
Provides coverage for damage if water backs up through the sewer or drains or if the sump pump overflows.
Equipment Breakdown
Offers coverage for the repair or replacement of essential equipment after an unexpected breakdown.
Service Line Coverage
Helps cover the repairs of underground utility lines if they're damaged.
[1] Nationwide Focused Driving Rewards® is not insurance and does not require the purchase of a policy or a quote. Participation is optional and subject to terms and conditions. Focused Driving Rewards is not available in some states. Nationwide may terminate the program at any time.
[2] ID theft coverage must be combined with a Nationwide auto, home, renters, condo or RV policy. Monitoring, portal, resolution assistance services and personal cyber protection services are provided by Iris Powered by Generali.
[3] If the student is homeschooled, the results from a standardized test, such as the PSAT, SAT or ACT, may be used. The homeschooled student needs to be in the top 20% of that test’s national performance.