man riding a scooter

If you’re shopping for a scooter or moped, you may be wondering how much insurance costs. The cost to insure a moped or scooter depends on many similar factors that influence the cost of motorcycle insurance. However, scooters and mopeds often cost less to maintain, fuel and insure than motorcycles.

Average scooter insurance cost

Factors that influence moped and scooter insurance costs vary by state and insurance company, but often include:
  • Vehicle year, make and model
  • Engine size
  • Coverage limits and deductibles
  • Weekly mileage
  • Anti-theft devices
  • Where you live
  • Riding experience

Scooter insurance discounts

In addition to affordable rates, Nationwide offers a number of scooter and moped insurance discounts, such as a multi-vehicle discount, a multi-policy discount and a moped and scooter safety course discount.

You may also qualify for a discount if you drive a motorcycle.

Getting a scooter insurance quote

The best way to figure out how much insurance will cost for your scooter or moped is to get a quote.

For a free moped or scooter insurance quote from Nationwide, call 1-877-669-6877 or visit our scooter insurance page and enter your zip code to begin the process.

Insure your toys with Nationwide

Nationwide can provide insurance for all of your powersports, including motorcycles, ATVs, snowmobiles, golf carts, boats, personal watercraft, segways and RVs. Plus, you may be eligible for a discount when you insure two or more of your vehicles with Nationwide.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.