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If you’re shopping for a scooter or moped, you may be wondering how much insurance costs. The cost to insure a moped or scooter depends on many similar factors that influence the cost of motorcycle insurance. However, scooters and mopeds often cost less to maintain, fuel and insure than motorcycles.

Average scooter insurance cost

Factors that influence moped and scooter insurance costs vary by state and insurance company, but often include:
  • Vehicle year, make and model
  • Engine size
  • Coverage limits and deductibles
  • Weekly mileage
  • Anti-theft devices
  • Where you live
  • Riding experience

Scooter insurance discounts

In addition to affordable rates, Nationwide offers a number of scooter and moped insurance discounts, such as a multi-vehicle discount, a multi-policy discount and a moped and scooter safety course discount.

You may also qualify for a discount if you drive a motorcycle.

Getting a scooter insurance quote

The best way to figure out how much insurance will cost for your scooter or moped is to get a quote.

For a free moped or scooter insurance quote from Nationwide, call 1-877-669-6877 or visit our scooter insurance page and enter your zip code to begin the process.

Insure your toys with Nationwide

Nationwide can provide insurance for all of your powersports, including motorcycles, ATVs, snowmobiles, golf carts, boats, personal watercraft, segways and RVs. Plus, you may be eligible for a discount when you insure two or more of your vehicles with Nationwide.

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The information included here is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided.