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Businessowners policy (BOP)
Protect your building and its contents in the case of a loss due to fire, a burst water pipe or other covered event at your business.
Protect your business when your employees, products or services cause harm to other people or their property.
Cover losses that occur when work is interrupted or your office is closed temporarily due to a covered loss at your business.
Protect your equipment against breakdowns.
Other business insurance products
Business auto insurance
Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time at your retail store.
Employee dishonesty coverage
Get coverage to help recover losses from employee theft at your store. Work with your agent to find the right amount of coverage for your business.
Protect those who work for you. This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury at your retail store.
Utility services coverage
Recover faster if you have to close your retail store due to an interruption in utilities.
Protect your business against losses or damages from theft at your store.
Product liability insurance
Protect you and your business if one of the products you sell at your retail store causes bodily injury or property damage.
Protect your business and customer personal data with cyber liability insurance.
An umbrella liability insurance policy will offer an extra layer of protection when other liability coverages stop.
Protect your property in transit with inland marine insurance.
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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.